There are many reasons why a person would want to file bankruptcy online. I personally had to do it, not because I wanted to, but because I simply couldn’t pay the creditors.Some people file bankruptcy online or otherwise because they have always planned on doing it, and they do it to take advantage of the system. To me this behavior is abusive and I believe that everyone should be able to file bankruptcy once and twice at the most but not like 2 bankruptcies and a foreclosure. When someone files 2 bankruptcies and a foreclosure it tells me 2 things: 1) they are running up their credit to live above the means of what she/he can afford and doing it to abuse the system and 2) they are just financial idiots. The reason that I don’t believe people should be given more than 2 chances at how to file bankruptcy is because if they don’t learn it from the first couple of times you will never learn. With people abusing the credit system is precisely what’s making bankruptcy hard to file today for people who legitimately need to. The same attitude is also causing all the foreclosures - people buying homes they really couldn’t afford and when interest rates increase they no longer can afford the payments anymore. This posting if more directed to people who are filing bankruptcy for the first time or want to know how to file bankruptcy online. For those who are filing bankruptcy online as recreational sport, the hell to you! You are the ones causing the financial turmoil in this country, you don’t need any help! For those of you who legitimately need to learn how to file for bankruptcy I would suggest chapter 7, not chapter 13 since you still have to make payments. Chapter 7 bankruptcy is a total relief of your debt with the exception of government or student loans. Filing chapter 7 bankruptcy will give you a new start and be thankful about it and don’t make the same mistake again!.
